Why Choose High Risk Payments?

High Risk Payments is a leader in providing high-risk merchant accounts to meet the needs of businesses across various industries.

With a 98% approval rate, we take pride in being able to accept almost every business type, regardless of risk level. Our commitment to beating competitor rates, dedicated customer service, and thorough rate review procedures establish us as one of the best high risk payment processors for your business. Not to mention, our high-risk processing solutions integrate seamlessly with hundreds of other applications. If you want a high risk merchant account with instant approval, reach out to High Risk Payments today!

Industries Served

High Risk Payments accepts businesses from a wide range of hard-to-place industries, including credit card high risk businesses such as adult payment processing, high risk merchants, and more. Our offshore merchant account option is perfect for high risk merchant processing needs. We’re one of the best high risk merchant account providers and offer high risk payment gateway solutions for businesses across all industries.

Elevate Your Payment Experience

Our suite of state-of-the-art terminals streamlines your backend payment operations, and modernizes the frontend look of your brick-and-mortar location. Approved retail merchant accounts automatically qualify for a free terminal. Choose from a range of options that fit the needs of your high risk business. High Risk Payments also offers high-risk ACH processing for offshore high risk merchant accounts and high risk business bank accounts. Our payment gateways and virtual terminals simplify the process of accepting card-not-present transactions, making us one of the best high risk payment processors for Shopify and other platforms. Our high risk gateways can also connect with your existing payment gateway for high risk business.

High-Risk eCommerce Payment Processing

Online payments are increasingly common, but they’re still considered high-risk by nature. High Risk Payments has the best high risk payment processors for credit card processing companies and high risk merchants. We’ve got you covered no matter what eCommerce platform you’re using for your shop, including offshore merchant processing solutions. High Risk Payments’ payment gateway integrates seamlessly with leading eCommerce platforms, such as Shopify, WooCommerce, and Magento, making us one of the best high risk merchant service providers.

Chargeback Dispute & Fraud Prevention Services

We customize your payment gateway to guard against the chargeback- and fraud-related situations to which your business may be particularly vulnerable. High Risk Payments offers additional advanced security features for businesses that face higher levels of risk, including adult credit card processing. In addition to our backend solutions, your account manager will coach you on how to keep transaction disputes from happening in the first place.

Personalized Service and Support for All Merchants

High Risk Payments partners with dozens of banks that support offshore payment processor solutions for high risk merchant account LLC needs. Most importantly, your dedicated account advisor will leverage their experience in high-risk processing by analyzing your card mix and processing history to determine the best high risk merchant account providers, top-value services, and cost-saving fee structures for your particular business. High Risk Payments offers guaranteed merchant account approval and instant merchant account approval for businesses that qualify.

Three Easy Steps to a High-Risk Approval High Risk Payments offers an easy three-step process for high risk merchant processing:

  • Quick digital application
  • Expert advisory and underwriting
  • Seamless approval and integration

Choose High Risk Payments for your high-risk payment processing needs and get the best high risk merchant services available.

Industries We Serve

  • Adult

  • Supplements

  • Forex Trading

  • eCigarettes

  • CBD eCommerce
  • Travel

  • Nutraceuticals

  • Firearms

  • Crypto

  • Vape

Our Process

Submit Your Completed MPA

Send us your completed and signed merchant application along with any necessary supporting documents.

Get Your Approval

Boarding and approvals take 3-5 business days depending on the account and needed documentation.

Integrated Payments

Once approved, we’ll provide you with hardware or payment gateway options for your high risk merchant account.

Ready to Talk?

Contact us – we’re just a phone call away.